← Back to Calculators
Federal Employee Tools

FERS Sick Leave
Retirement Calculator

See exactly how much your unused sick leave is worth — in creditable service, pension value, and dollars — before you retire.

Retirement details
Sick leave balance
Hours
Days
Do not use any sick leave
Hours
Days
Your results
Sick leave at retirement
Total hours
Equivalent months
Equivalent weeks
Equivalent days
Creditable service added
Full months added
Annual pension increase
Estimated at 1% per year of service
Cash value of sick leave
Hourly rate
Total gross value
All credited hours × hourly rate
Value of credited months
Remainder (forfeited)
Recommendation:

OPM converts sick leave at 174 hours per month (2,087 hours = 1 year of creditable service). Accrual rate assumes 4 hours per biweekly pay period (standard for most full-time FERS employees). Partial months beyond full months are forfeited at retirement — they do not carry over. Pension increase estimated using the standard FERS 1% multiplier applied to base pay. This calculator is provided for educational purposes. For a personalized retirement analysis, schedule a consultation with Octus Financial.