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Federal Employee Tools

FERS Sick Leave
Retirement Calculator

See exactly how much your unused sick leave is worth — in creditable service, pension value, and dollars — before you retire.

Retirement details
Sick leave balance
Hours
Days
Do not use any sick leave
Hours
Days
Your results
Sick leave at retirement
Total hours
Equivalent months
Equivalent weeks
—
Equivalent days
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Creditable service added
Full months added
—
Annual pension increase
—
Estimated at 1% per year of service
Cash value of sick leave
Hourly rate
—
Total gross value
All credited hours × hourly rate
Value of credited months
—
Remainder (forfeited)
—
Recommendation:

OPM converts sick leave at 174 hours per month (2,087 hours = 1 year of creditable service). Accrual rate assumes 4 hours per biweekly pay period (standard for most full-time FERS employees). Partial months beyond full months are forfeited at retirement — they do not carry over. Pension increase estimated using the standard FERS 1% multiplier applied to base pay. This calculator is provided for educational purposes. For a personalized retirement analysis, schedule a consultation with Octus Financial.