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Octus Financial
Everlasting Retirement LLC

Fiduciary-minded retirement planning for federal employees, veterans, and families — licensed in 48 states.

Services
  • FERS & CSRS Planning
  • TSP Optimization
  • FEGLI Analysis
  • Social Security
  • Survivor Benefits
Calculators
  • FERS Pension
  • TSP Projection
  • FEGLI Cost
  • Military Buyback
  • Sick Leave
  • Roth Conversion
Company
  • About Mia
  • Who We Serve
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© 2026 Everlasting Retirement LLC DBA Octus Financial. All rights reserved.
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This material has been prepared for informational and educational purposes only. It is not intended to provide nor should be relied upon for accounting, legal, tax, or investment advice. Investment advisory services offered through Everlasting Retirement LLC DBA Octus Financial. Mia Smith is a fiduciary-minded advisor pending IAR registration.

Octus Financial is not affiliated with or endorsed by the Federal Government, OPM, TSP, or any federal agency. Results and projections shown in calculators and guides are estimates only and do not guarantee future outcomes.