RetirementEstate & FamilyFederal, Postal & RailroadFree ToolsAboutSchedule a Conversation

Schedule a FREE 
Consultation!

Signing up for our services means you agree to the Privacy Policy and Terms of Service.

Thank you! Your submission has been received!

Oops! Something went wrong while submitting the form

Octus Financial
Everlasting Retirement LLC

Fiduciary-minded retirement income, health coverage and estate planning for pre-retirees and families, with a dedicated division for federal, postal and railroad employees. Licensed in 48 states.

Retirement & Family
  • Lifetime Income
  • Social Security
  • Medicare & Turning 65
  • Long-Term Care
  • Estate Planning
  • Women & Wealth
  • Business Owners
Federal, Postal & Railroad
  • FERS & CSRS Planning
  • TSP Optimization
  • FEGLI Analysis
  • Survivor Benefits
  • Special Groups & Military
  • Railroad Retirement
  • Veterans
Free Tools
  • All Calculators
  • Income Planner
  • Color of Money
  • Federal Pension
  • Roth Conversion
  • Free Webinars
  • Free Resources
Company
  • About Mia
  • Services
  • Who We Serve
  • Blog
  • FAQ
  • Contact
  • Schedule a Conversation

© 2026 Everlasting Retirement LLC DBA Octus Financial. All rights reserved.
Privacy Policy Terms of Service Disclaimer Regulatory Disclosures

This material has been prepared for informational and educational purposes only. It is not intended to provide nor should be relied upon for accounting, legal, tax, or investment advice. Investment advisory services offered through Everlasting Retirement LLC DBA Octus Financial. Mia Smith is a fiduciary-minded advisor pending IAR registration.

Octus Financial is not affiliated with or endorsed by the Federal Government, OPM, TSP, or any federal agency. Results and projections shown in calculators and guides are estimates only and do not guarantee future outcomes.