Everything your retirement touches, planned together.
Income, taxes, health coverage, protection and legacy, coordinated in one written plan, with a dedicated division for federal, postal and railroad benefits.
Every arm of your financial life, working together
Your Money
Retirement income you can count on: income planning, guaranteed lifetime income and the Color of Money Risk Analysis.
Lifetime incomeYour Taxes
Keeping more of what you've built: withdrawal order, Roth conversions and Medicare premium (IRMAA) planning.
Roth Conversion CalculatorYour Health
Medicare, ACA and health coverage choices, including ICHRA for business owners.
Health coverage optionsYour Legacy
Estate planning, plus Successor Education: a guide to the roles and responsibilities for the people you name in your trust.
Estate planningYour benefits are unique. Your plan should be too.
Planning for the business you built
Three simple steps
Talk
A relaxed conversation about your goals, worries and what matters most.
Plan
A written strategy showing your income, taxes and coverage side by side, with options to compare.
Live
Put the plan in place, with annual reviews as life and rules change.
Start with the part that's on your mind.
A free conversation, no obligation, and no pressure to do anything until you're ready.
Octus Financial does not provide tax or legal advice. Insurance and annuity guarantees are backed by the claims-paying ability of the issuing insurer. Estate planning documents are prepared through our partnership with Retirement Fundamentals (ARK Partners Inc dba Retirement Fundamentals) and its licensed attorney partners.