FERS, CSRS, TSP, FEGLI, survivor benefits, Social Security — most advisors have never heard of these, let alone know how to optimize them. We've built our entire practice around federal employees.
Most financial advisors work with 401(k) plans and IRAs. Federal employees have a defined benefit pension, a thrift savings plan with unique fund options, government life insurance with age-based premium spikes, and survivor benefit elections that are permanent. The rules are different — and you need an advisor who knows them.
Your needs at 35 are different from your needs at 55. Whether you're maximizing TSP contributions early in your career, navigating the MRA decision 10 years out, or coordinating survivor benefits in retirement — we meet you where you are and work with what you actually have.
Whether you just started your federal career or you're signing your retirement paperwork next month, we understand where you are and what decisions matter most right now.
Building wealth alongside your federal career — from early TSP optimization to understanding your MRA and preparing for the FERS supplement.
Leveraging one of the most valuable pension systems ever created — understanding CSRS Offset, COLA differences, and how your pension coordinates with Social Security.
Earlier retirement eligibility, mandatory retirement ages, and enhanced pension calculations that most advisors have never encountered. We know your rules.
Postal employees have unique considerations — PSHB enrollment, different TSP matching history, and specific retirement timing decisions that require specialized knowledge.
If you served in the military before becoming a federal employee, buying back your military service time can significantly increase your FERS pension — often for less than people expect.
The survivor benefit election, spousal Social Security, and household income coordination affect your family's financial security just as much as the federal employee's own decisions.
From USPS to the Department of Defense, we work with federal employees across the full spectrum of government service. Your agency may have unique considerations — we know them.
Don't see your agency? We serve all federal departments and offices. If you're a federal employee, we work with you.
Federal employees work across the country, overseas, and everywhere in between. Our virtual practice means you never have to drive to an office to get expert federal retirement guidance.
Most federal employees prefer virtual — meet from your home, your office, or wherever you are. Video or phone, your choice, on your schedule.
Whether you're on the East Coast, stationed in the Pacific, or working overseas, we schedule around your hours — not a nine-to-five window.
No matter where you're stationed — D.C., a remote installation, or abroad — we're licensed to work with you. Federal employees everywhere qualify.
We operate as a fiduciary-minded practice — your retirement outcome is the goal, not a product sale. Every recommendation is built around your specific federal benefits picture.
Schedule a free consultation. No obligation, no sales pitch — just a clear look at your federal retirement picture and what we can do together.