You can apply up to 4 months before you want benefits to start, and most people can apply online. This guide walks through it step by step.
Whether you are retiring on your own record, claiming as a spouse or divorced spouse, or applying as a surviving spouse, you will see the way that fits you, in plain language, with a one-page checklist at the end.
What's Inside
✓When to apply, and when the first payment comes
✓Which way to apply for your situation
✓The information and documents to have ready
✓Applying online, step by step
✓A one-page checklist to print and keep
This Guide Is For
Anyone getting ready to apply
Spouses and divorced spouses
Surviving spouses and the families helping them
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