Free Federal Employee Resource

The TSP Optimization
Guide

From allocation to Roth vs. Traditional to how the money comes out in retirement

For many federal employees, the TSP is the biggest account they'll ever own. This guide helps you make sense of it.

How your TSP is invested, which type of contributions you make, and how you take the money out can all change what you keep in retirement. This guide walks through each of those decisions in plain English.

What's Inside
✓
Roth vs. Traditional decision framework
✓
Fund allocation strategies by age
✓
Catch-up contribution planning
✓
Withdrawal methods to manage taxes
✓
TSP to IRA rollover considerations
This Guide Is For
Federal and postal employees still contributing to the TSP
Retirees deciding how to draw from their TSP
Anyone weighing Roth vs. Traditional contributions
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Mia Smith
Mia Smith, MBA, FPWM, FRC, NSSA®Federal Retirement Consultant
321.567.1958 · octusfinancial.com
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